Provided they are in a regulated flood zone. There is no requirement for minimum Finished floor or equipment elevations in zone x. Only Zone A, AE & AE FLOODWAY.. That being said, one needs to understand that we're are all in a flood zone, it's just a matter if it's regulated or not.
Having been involved in several flood studies allows me to make several comments,
1). Engineers will spend countless hours arguing over CN values, but I have made the argument that if an area is flooded then the CN goes through the roof because the the ground surface is water.
2) drainage basin areas will vary depending on whether adjacent basins are flooded and the basins communicate with each other.
3). If a ground surface has subsided does the BFE go down with the ground given that the water is on that ground. Fema says no. (Last I checked)
4,) Given that the government has control over the GEOID that is used then they can make water levels higher by adjusting were zero is.
5). I firmly believe that the eventual goal is to make it so expensive to live in a flood zone you will be forced to move.
6). The BFE +1 is from the floodway modeling. By forcing everyone in an A or AE flood zone to be BFE +1 ..... theoretically the natural flood zone could diminish to the flood way if everyone did BFE +1. That is where "No net fill" and "No net rise" comes from.
This is a very complex issue involving engineering, politics and government agencies each with their own agenda. I am certain it won't get solved any time soon.
so keep your flood insurance no matter what?
It is established fact that Louisiana is sliding into the gulf. There are hundreds of documented landslides due to the jello that is sediment built.
Don't think of it as subsidence directly above an aquifer.
Aquifer depletion causes an underground valley of sorts affecting the adjacent jelllo structure with the force of gravity.
It is silly to think the jello can only slide south when subsidence to the north has its own pull.
Erosion is not the only culprit.
Uh, no. In fact, regulations is a root problem causing concern. Once where water filled rice fields, there are tons upon tons of dirt brought in to elevate home sites to meet FEMA requirements. The rice field owner has every right to do what he wants with his land, but there is the classic butterfly effect that comes with it.
Local governments have a responsibility to their citizens to adhere to the FEMA regulations. There’s a direct impact on insurance rates with failure to do so. The days of a person telling the local administrator “Cher, mais ya know my momma’s and dems house never floods” are gone. Yes, the preceding statement isn’t a joke, really was happening a decade or so back (not in Lafayette parish).
And sediment of things have consequences. How about building a home in a flood zone, rightfully shooting an elevation line off a LADOTD marker, pouring a slab, pass inspection. Between this and final inspection the state replaces the marker with one 3” higher (the old mark allegedly sunk). Which fails the final inspection. Yeah, that’s no joke either.
Or doing a Flood elevation certificate for a new home. Then years later after new flood maps with a higher BFE AND BFE +1 requirements the home owner wants to add on to the home at the same elevation. Not going to happen. Try explaining that to a client. Especially when he saysI never flooded.
govt regulation at any level is fraught with constant issues, gaps, inaccuracies, over limitations, contradictions . . . which is why, in ALL instances, less is better than more
ALL generalizations are worthless.
Info on subsidies.
https://arstechnica.com/science/2024...all-subsidies/
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