WASHINGTON (AP) - The Obama administration's mortgage relief
plan has helped only about 16 percent of borrowers who signed up
since its launch last year, and hundreds of thousands of homeowners
are in limbo without an answer.
The Treasury Department says that as of last month, about
170,000 homeowners had completed the application process and had
their loan payments reduced permanently. That compares with nearly
1.1 million homeowners who have enrolled since the plan started.
About 90,000 homeowners have dropped out so far, either because
they failed to make payments or didn't return paperwork.
The program is designed to lower borrowers' monthly payments by
reducing mortgage rates to as low as 2 percent for five years and
extending loan terms to as long as 40 years.
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