when you are choosing an insurance company you cant just look at the agent you really need to look at the company's track record when dealing with claims, remember that State Farm fired engineers who would not find in State Farms favor and shift claim from wind to flood, and then changed engeneering reports that they did not like. Most people that had State Farm in Katrina had to sue just to have their claims paid after State Farm took the stance that all damage was from water and that they had no wind claims.