Ragin Cajun Army Podcasts

[ManAboutTown]

Enjoyed the pod, Matt. Keep it up bud.

[CajunEXPRESS]

Well, at least you agree with me, they are not cheap. Been with them over 50 years for home and vehicles with one claim. That's around $140K to one claim of $1200...

It’s not a raffle dude. Of course you lose mostly. Feel free to go naked, I’m sure you can afford a few minor accidents.

[RaginCajunArmy]

https://soundcloud.com/ragincajunarm...h-gerry-hebert

Hey Cajun Nation! Here's the latest episode of RCA where Doodie Hebert and I break down the offense and start previewing the schedule! Defense and more schedule breakdown coming next week! Geaux Cajuns! 4 Weeks Away!! 🏈🌶⚜️🤟🏼

[ULvictory]

Man, what an awesome crew.

[RaginCajunArmy]

https://soundcloud.com/ragincajunarm...hebert-defense

Here’s the episode that I posted Tuesday! Sorry for the delay! New work coming soon! Geaux Cajuns!!

[Frenchie35]

Been with State Farm for years. Yes, they are not cheap. However, not once in all of these years have I had an issue with State Farm stepping up to the plate and fairly paying a claim. That means a lot.

Been with them (auto and home) for 60 years and turned in 2 claims which amounted to about $2,000 bucks over those 60 years. I paid in around $132K in premiums over the 60 years for a return of $2,000......now if my house burns down to the ground that's another story..........

[CajunVic]

Been with them (auto and home) for 60 years and turned in 2 claims which amounted to about $2,000 bucks over those 60 years. I paid in around $132K in premiums over the 60 years for a return of $2,000......now if my house burns down to the ground that's another story..........

Frenchie, sounds like you are praying for an insured claim. WOW, just wow. I don’t pay for insurance looking to come out ahead. I consider myself to be way ahead when I wagered on insurance and it was not needed.

[CajunEXPRESS]

Frenchie, sounds like you are praying for an insured claim. WOW, just wow. I don’t pay for insurance looking to come out ahead. I consider myself to be way ahead when I wagered on insurance and it was not needed.

Frenchie thinking insurance premiums are a poor investment. He’s right, the typical person loses. You’re paying for the unusual event.

Overall each insurance company are fortunate if their premiums cover the cost of commissions, claims, and other fixed and variable expenses. Those are called underwriting income. Generally the insurance commission won’t approve more than an expected break even. They make money by investing the premiums. Of course there’s always the battle to pay as little as possible to actually make an underwriting profit.

While I’ve never been asked to do anything unethical, I’ve seen many companies try to shortchange the claim. They can be fined far more than an individual claim is worth if found to be engaged in bad faith. To my knowledge such an individual event doesn’t kick in a complete audit of the company.

[RaginCajunArmy]

https://soundcloud.com/ragincajunarm...iss-st-preview

Here's the latest episode for RCA! @ULVictory and I talk about what we see in Miss St and we get into the big RCAF donation debacle.

[CajunEXPRESS]

https://soundcloud.com/ragincajunarm...iss-st-preview

Here's the latest episode for RCA! @ULVictory and I talk about what we see in Miss St and we get into the big RCAF donation debacle.

Debacle? Tempest in a tea kettle more like it.