The August Flood of 2016

[CrazyCajun]

While it's a great tool, one thing that bothers me is how much money GoFundMe is going to make off of this disaster and others generosity.

Yep and scams, people taking advantage of others generosity

[cajunhawk]

While it's a great tool, one thing that bothers me is how much money GoFundMe is going to make off of this disaster and others generosity.

At least they don't mask themselves in the non-profit/charity cloak and reap the benefits of our generosity anyway.

[Cajun90]

My sister lives back there as well and always thought the same.

Prayers to all those that have suffered loses during this time. Certainly plenty of people who thought they would never flood have now had that come to pass.

I have a family member who used to work for USAA and I remember her saying the majority of flood claims received were NOT in a "flood zone" meaning they were outside the 100 year flood plain. Something to think about.

I find a lot of people simple don't know enough about what it means to be in/out of a flood zone. They think not being in a flood zone means they are fine and they get to save a couple of hundred bucks a year in insurance. You really need to look at the flood maps in detail. Figure out where the flood plains are, what your elevation is relative to them and then you can deduce what your true risk are going to be.

In 2010 I built a home close (500 ft) to the Vermilion River. Family members, including my wife, were scared to death about flooding. However I had done my homework and knew I was on very high property relative to the surrounding flood plain. While water did reach some homes in our neighborhood I estimate we were another 6-7 feet in elevation before we would have taken on water. Point is do your homework and understand your risk and plan appropriately. In South Louisiana you can't always avoid the flood plains but at least understand your exposure in a little more depth than what the insurance guy told you.

With that said there are certainly instances of property around the state that have stood for hundreds of years without seeing water. Its difficult when people who are outside of even a 500 year flood plain are taking on water.

[duggie85]

At least they don't mask themselves in the non-profit/charity cloak and reap the benefits of our generosity anyway.

True.

[ManAboutTown]

First thing I said when the flooding started...they ____ed the dog on that subdivision name. No one in the neighborhood had flood insurance because it wasn't in a flood zone that required it. That shocked the hell out of me, every time I went to his house, driving down Larriviere Road felt like driving down a very, very, very flood prone area.

Almost like the developer did it as a sick joke..

[NewsCopy]

Be FloodSmart: Flood tips from the National Flood Insurance Program

Contact your local building inspections or planning office or county clerk’s office to get more information on local building requirements before repairing your structure. If you can’t find a local contact, call your state NFIP coordinator. Contact information can be found at www.floods.org/statepocs/stcoor.asp.
For more information about flood insurance, visit FloodSmart.gov. To financially protect your property with a flood insurance policy, call your insurance agent or call 800-427-2419 to find an agent near you.

The rest of the story
EuniceToday.com

[NewsCopy]

Louisiana disaster survivors are urged to register for federal disaster assistance with FEMA.

Individuals and business owners in the designated parishes who had severe storm or flood damage may register for assistance

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EuniceToday.com

[NewsCopy]

As people survey Louisiana flood damage, 8th death reported

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KATC

[cajunhawk]

Almost like the developer did it as a sick joke..

You try selling homes in a place called Lowland Insurance Claim.

[CharlieK]

I never understood not buying flood insurance just cause you aren't in a "flood plain". 1st, not being in the flood plain makes it super cheap. 2nd. If you live in South Louisiana you live in a flood plain. If someone will sell you thousands of dollars of insurance for a few hundred bucks to protect you against flooding in an area as low and with as poor drainage as this, you buy it.

I understand many people were told they didn't need it.....they should have been told they weren't in a bad flood plain, so it's cheap, so buy it just in case.

[CameronCajun]

Class act.

[scotto_25]

Bought mine as the water was rising across the street to about 5 feet. All surrounding neighborhoods were completely washed out, but my house was spared.....

Not many around me had flood insurance as we were "not in a flood zone." But the problem is that with 5 new neighborhoods either built or being build around you at higher levels than the older neighborhoods causes you to be in the middle of that soup bowl.

My insurance kicks in no September @ $389/year for $200k+ of insurance.

Louisiana will be a flood zone at the release of the next "updated flood map" Insufficient drainage, infrastructure problems, etc....all added to the massive standing water in "non-flood zones". I know a record amount of rain dropped, but other factors played a part.