First thing I said when the flooding started...they ____ed the dog on that subdivision name. No one in the neighborhood had flood insurance because it wasn't in a flood zone that required it. That shocked the hell out of me, every time I went to his house, driving down Larriviere Road felt like driving down a very, very, very flood prone area.
The detour applies to through traffic, but local drivers are able to use the interstate at this time,
UPDATE: The Ragin' Cajuns Football team will be helping the Youngsville flood victims tomorrow night.
South Alabama athletics taking up donations for Louisiana flood victims
http://www.al.com/sports/index.ssf/2...form=hootsuite
Pretty cool!
While it's a great tool, one thing that bothers me is how much money GoFundMe is going to make off of this disaster and others generosity.
Prayers to all those that have suffered loses during this time. Certainly plenty of people who thought they would never flood have now had that come to pass.
I have a family member who used to work for USAA and I remember her saying the majority of flood claims received were NOT in a "flood zone" meaning they were outside the 100 year flood plain. Something to think about.
I find a lot of people simple don't know enough about what it means to be in/out of a flood zone. They think not being in a flood zone means they are fine and they get to save a couple of hundred bucks a year in insurance. You really need to look at the flood maps in detail. Figure out where the flood plains are, what your elevation is relative to them and then you can deduce what your true risk are going to be.
In 2010 I built a home close (500 ft) to the Vermilion River. Family members, including my wife, were scared to death about flooding. However I had done my homework and knew I was on very high property relative to the surrounding flood plain. While water did reach some homes in our neighborhood I estimate we were another 6-7 feet in elevation before we would have taken on water. Point is do your homework and understand your risk and plan appropriately. In South Louisiana you can't always avoid the flood plains but at least understand your exposure in a little more depth than what the insurance guy told you.
With that said there are certainly instances of property around the state that have stood for hundreds of years without seeing water. Its difficult when people who are outside of even a 500 year flood plain are taking on water.
Be FloodSmart: Flood tips from the National Flood Insurance Program
Contact your local building inspections or planning office or county clerk’s office to get more information on local building requirements before repairing your structure. If you can’t find a local contact, call your state NFIP coordinator. Contact information can be found at www.floods.org/statepocs/stcoor.asp.
For more information about flood insurance, visit FloodSmart.gov. To financially protect your property with a flood insurance policy, call your insurance agent or call 800-427-2419 to find an agent near you.
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